TBD

TBD on Ning

Recently I was checking my 401k account and thinking about retirement, as

everyone does when they hit 45. I saw an article about nursing and retirement

homes and the expenses. Then it hit me. No nursing home for me! Here is my

plan: I'm checking into the Holiday Inn.

With the average cost for a nursing home reaching $188 per day, there is a

better way when we get old and feeble. I have already checked on reservations

at the Holiday Inn. For a combined long-term stay discount and senior

discount, it's $49.23 per night. That leaves $138.77 a day for breakfast,

lunch, dinner in any restaurant I want, or room service. It also will leave

enough for laundry, gratuities, and special TV movies. Plus, I'll get a

swimming pool, a workout room, a lounge, and washer and dryer. I'll also get

free toothpaste, razors, shampoo and soap. And I'll be treated like a

customer, not a patient.

Five dollars worth of tips a day will have the entire staff scrambling.

There is a city bus stop out front, and seniors ride free. The handicap bus

will also pick me up if I fake a decent limp. Ride the church bus free on

Sundays. For a change of scenery, take the airport shuttle bus and eat at one

of the nice restaurants there. While you're at the airport, fly somewhere.

Meanwhile, the cash keeps building up. It takes months to get into decent

nursing homes. On the other hand, Holiday Inn will take your reservation

today. And you are not stuck in one place forever -- you can move from Inn to

Inn, or even from city to city.

Want to see Hawaii? They have a Holiday Inn there, too. TV broken? Light bulbs

need changing? Need a mattress replaced? No problem. They fix everything and

apologize for the inconvenience. The Inn has a night security person and daily

room service. The maid checks if you are OK. If not, they will call the

undertaker or an ambulance. If you fall and break a hip, Medicare will pay for

the hip, and Holiday Inn will upgrade you to a suite for the rest of your

life.

And no worries about visits from family. They will always be glad to visit

you, and probably check in for a mini-vacation. The grandkids can use the

pool. What more can you ask for?

When I discussed my plan with friends, they came up with even more benefits

that Holiday Inn provides retirees. Most standard rooms have coffee makers,

reclining chairs, and satellite TV -- all you need to enjoy a cozy afternoon.

After a movie and a good nap, you can check on your children (free local phone

calls), then take a stroll to the lounge or restaurant where you meet new and

exotic people every day. Many Holiday Inns even feature live entertainment on

the weekends. Often they have special offers, too, like the Kids Eat Free

program. You can invite your grandkids over after school to have a free dinner

with you. Just tell them not to bring more than three friends.

Pick a Holiday Inn where they allow pets, and your best friend can keep you

company as well. If you want to travel, but are a bit skittish about

unfamiliar surroundings, you'll always feel at home because wherever you go,

the rooms all look the same. And if you're getting a little absent-minded in

your old days, you never have to worry about not finding your room -- your

electronic key fits only one door and the helpful bellman or desk clerk is on

duty 24/7.

Being natural skeptics, we called a Holiday Inn to check out the feasibility

of my plan. I'm happy to report that they were positively giddy at the idea of

us checking in for a year or more. They even offered to negotiate the rate. We

could have easily knocked them down to $40 a night! "So, when I reach the

golden age I'll face it with a grin. Just forward all your emails to the

Holiday Inn!"

Tags: retirement

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