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RETIREMENT? PLANS, QUESTIONS, ANSWERS, DISCUSSIONS

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This is the place to ask questions,provide answers and discuss any and all aspects of retirement. Just keep in mind the fact that there is no one retirement plan that will satisfy the desires of everyone. This is not a "One Size Fits All" subject.

Members: 22
Latest Activity: Jun 16, 2018

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Anyone interested 9 Replies

In firing up this group again. I am at retirement age....and am looking at options....is a scary proposition as I was a stay at home mom for many years....went back to school when I was forty two,…Continue

Started by thallygal. Last reply by CWO3ROBBIE Apr 29, 2011.

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Comment by Stir Young on January 23, 2010 at 11:58am: By drawing at 62, my SS certainly isn't enough to live on, but it makes a nice base to work from. This summer I'm going back to Yellowstone National Park to work for a concessionaire, for minimum wage. This will work out OK, because of the SS stipend.

Comment by Baia on January 23, 2010 at 11:14am: One step closer to the good life! I just got my letter from SS telling me when and how much my first payment will be. It will definitely subsidize my going to half time work. Now I have to work on that budget and get the taxes done.

Comment by lynn on December 30, 2009 at 7:07pm: Robbie, i can "get along" but after i meet 3 new people at a conference or mingle event, i find i'm just emotionally exhausted, and i need to flee. it really is the diff between intro- and extro-verts!!! ya see, me, i would have been happy in the mountain this summer!

indeed, we are not all the same, i'm sure it serves some purpose. i can function as one of the extroverts for brief periods, and in a group where i know and trust everyone i can actually be comfortable and outgoing, but with strangers, eventually i just run freaking away!!! (((Robbie)))

Comment by CWO3ROBBIE on December 30, 2009 at 5:14pm: lynn, It is a good thing that we are not all the same. Thats what makes life interesting. It is sometimes difficult cutting off association and or conversation with some that you find don't fit into your area of comfort. But for me, there aren't that many people that I can't get along with. However, there are a few.

Comment by lynn on December 29, 2009 at 7:29am: well, Robbie, i'm not the extrovert that you are -- meeting and talking with strangers will never be something i look forward to. i'm happy to meet folks IRL that i've encountered online, but just chatting with whoever wanders by leaves me cold. so motel style suits me just fine!

Comment by Stir Young on December 27, 2009 at 8:15pm: Generally, I find that the people staying in Mom and Pop motels are a little more visible and friendly. That may be why I like staying at them. Unfortunately, its getting harder and harder to find Mom and Pop's places, and that includes restaurants as well.

Comment by CWO3ROBBIE on December 27, 2009 at 7:39pm: To me, the difference between traveling in an RV and traveling motel-style is; in a RV park you can put ot your chairs anset outside. Others staying in the park will come by and chat. In a motel, does anyone ever invite you to join them?

Comment by lynn on December 19, 2009 at 7:27am: Robbie, i borrowed "max" against the condo to educate the kids, most is equity loan on 10-year payback, and the value has dropped substantially, so i'm in a tough spot. don't mind the place, but the 2 flights of steps get a bit harder every year.... once i see what retirement income actually is, then i'll be able to make decisions, i'm hoping.

re your #3 question, i'd like a small place, no matter what, but would prefer to have a 2nd bedroom for guest, instead of sofabed. don't care to clean much more. years ago, i'd have opted for a liveaboard sailboat or an RV, but now, i think i'd rather travel in motel-style. but your lifestyle does have a certain appeal, Robbie!

Comment by gmboy5456 on December 18, 2009 at 9:56pm: Thanks for letting me be a member Robbie.

Comment by CWO3ROBBIE on December 18, 2009 at 4:32pm: Item Number 3. In Retirement, do I want to live in a house, condo, apt, RV, Sailboat, Houseboat, tent, or cave?

The type of shelter you require will have a significant impact on the amount of money required in retirement. I think probably the most common is; have the mortgage paid off and retire in place. If you live in a place that meets your various needs, and you have family in the area. This can be the best decision I feel sure. However, those conditions are not true for many of us. There are many others who are restless and want to travel, have adventures, and see other areas. Of the choices listed above which would be yours? Why?
I chose to live the RV lifestyle. I did so for a number of reasons. Since I also write a continuing blog about my adventures i won't bore you with them here. I would like to see some of you ask some questions and I will try to help find the answers.