If you want to do hat business you have to go through Ms Farquar. She bought the Hudson's bay trading company and has exclusive agreement with high fashion hat selling companies such as Cabella's. Guido is her enforcer.
$720,000 seems like a very specific amount of money. I'd love to hear the story behind that. What were you gambling on? Whose house did you accidentally burn down? Who is blackmailing you, and what do the photos look like?