Rebuilding New Orleans caused residents often to be challenged with the task of tracing home titles back potentially hundreds of years. With a community rich with history stretching back over two centuries, houses have been passed along through generations of family, sometimes making it quite difficult to establish ownership. Here's a great letter an attorney wrote to the FHA on behalf of a client:
A New Orleans lawyer sought an FHA loan for a client. He was told the loan would be granted if he could prove satisfactory title to a parcel of property being offered as collateral. The title to the property dated back to 1803, which took the lawyer three months to track down. After sending the information to the FHA, he received the following reply.
(Actual reply from FHA):
"Upon review of your letter adjoining your client's loan application, we note that the request is supported by an Abstract of Title. While we compliment the able manner in which you have prepared and presented the application, we must point out that you have only cleared title to the proposed collateral property back to 1803. Before final approval can be accorded, it will be necessary to clear the title back to its origin."
Annoyed, the lawyer responded as follows:
(Actual response):
"Your letter regarding title in Case No.189156 has been received. I note that you wish to have title extended further than the 206 years covered by the present application.
I was unaware that any educated person in this country, particularly those working in the property area, would not know that Louisiana was purchased by the United States from France, in 1803 the year of origin identified in our application. For the edification of uninformed FHA bureaucrats, the title to the land prior to U.S. ownership was obtained from France, which had acquired it by Right of Conquest from Spain. The land came into the possession of Spain by Right of Discovery made in the year 1492 by a sea captain named Christopher Columbus, who had been granted the privilege of seeking a new route to India by the Spanish monarch, Queen Isabella.
The good Queen Isabella, being a pious woman and almost as careful about titles as the FHA, took the precaution of securing the blessing of the Pope before she sold her jewels to finance Columbus's expedition...Now the Pope, as I'm sure you may know, is the emissary of Jesus Christ, the Son of God, and God, it is commonly accepted, created this world. Therefore, I believe it is safe to presume that God also made that part of the world called Louisiana. God, therefore, would be the owner of origin and His origins date back to before the beginning of time, the world as we know it, and the FHA. I hope you find God's original claim to be satisfactory. Now, may we have our loan?"
Chandler wasn't too happy with his doctor's recommendation to cure his constant fatigue. "You want me to give up sex completely, Doc?" he cried. "I'm a young guy. I'm in the prime of my life. How do you expect me to give up sex and go cold turkey?"
"Well," replied the doctor, "you could get married and taper off gradually."
Mr. Smith was in his hospital bed and had been getting many tests done. After several days of hospitalization, a nurse finally came into his room and stated, "Mr. Smith, I have some bad news and some good news. Which do you want to hear first?"
Mr. Smith solemnly replied, "Well, tell me the bad news first."
The nurse said, "The bad news is that your HMO refuses to pay for you to have an enema. But, the good news is that your doctor will be in shortly to slap the s**t out of you."
EYES OF THE BEHOLDER This guy went to see a highly recommend psychiatrist. The doctor showed the man an inkblot and asked, "What does this remind you of?"
The guy replied, "A naked woman."
Then the shrink showed the man another inkblot and asked the guy the same question. The guy responded, "A naked woman on a bed."
This went on and on, inkblot after inkblot. The psychiatrist finally said to the guy, "You are a sick pervert."
The guy replied, "I'm not the pervert here. You're the one who keeps showing me all of those naughty pictures."
Will Rogers, who died in a 1935 plane crash, was one of the greatest political sages this country has ever known.
1. Never slap a man who's chewing tobacco.
2. Never kick a cow chip on a hot day.
3. There are two theories to arguing with a woman. Neither works.
4. Never miss a good chance to shut up.
5. Always drink upstream from the herd.
6. If you find yourself in a hole, stop digging.
7. The quickest way to double your money is to fold it and put it back into your pocket.
8. There are three kinds of men:
The ones that learn by reading.
The few who learn by observation.
The rest of them who have to pee on the electric fence and find out for themselves.
9. Good judgment comes from experience, and a lot of that comes from bad judgment.
10. If you're riding' ahead of the herd, take a look back every now and then To make sure it's still there.
11. Lettin' the cat outta the bag is a whole lot easier'n puttin' it back.
A man and a woman were having dinner in a fine restaurant. Their waitress, taking another order at a table a few paces away noticed that the man was slowly sliding down his chair and under the table, with the woman acting unconcerned. The waitress watched as the man slid all the way down his chair and out of sight under the table.
Still, the woman dining across from him appeared calm and unruffled, apparently unaware that her dining companion had disappeared. After the waitress finished taking the order, she came over to the table and said to the woman, "Pardon me, ma'am, but I think your husband just slid under the table."
The woman calmly looked up at her and replied firmly, "Ohh no, My husband just walked in the door."
A blonde decides to try horseback riding, even though she has had no lessons, nor prior experience. She mounts the horse unassisted, and the horse immediately springs into motion. It gallops along at a steady and rhythmic pace, but the blonde begins to slide from the saddle.
In terror, she grabs for the horse's mane, but cannot seem to get a firm grip. She tries to throw her arms around the horse's neck, but she slides down the horse's side anyway. The horse gallops along, seemingly impervious to its slipping rider.
Finally, giving up her frail grip, the blonde attempts to leap away from the horse and throw herself to safety.Unfortunately, her foot has become entangled in the stirrup, she is now at the mercy of the horse's pounding hooves as her head is struck against the ground over and over.
As her head is battered against the ground, she is mere moments away from unconsciousness when to her great fortune. ... Frank, the Walmart greeter, sees her dilemma and unplugs the horse.
Tommy is a young boy, just potty trained. When he goes to the bathroom though, Tommy manages to hit everything but the toilet. So his mom has to go in and clean up after him. After two weeks, she has had enough, and takes Tommy to the doctor.
After the examination, the doctor said, "His unit is too small. An old wives' tale is to give him two slices of toast each morning, and his unit will grow so he can hold it and aim straight."
The next morning Tommy jumped out of bed and ran downstairs to the kitchen. There on the table, are twelve slices of toast.
"Mom!" Tommy yells. "The doctor said I only had to eat two slices of toast."
"I know." said his mother. "The other ten are for your father."
From the county where drunk driving is considered a sport, comes this "true" story. Recently a routine police patrol parked outside a bar in Forrest County, Mississippi after last call the officer noticed a man leaving the bar so apparently intoxicated that he could barely walk.
The man stumbled around the parking lot for a few minutes, with the officer quietly observing. After what seemed an eternity in which he tried his keys on five different vehicles, the man managed to find his car and fall into it. He sat there for a few minutes as a number of other patrons left the bar and drove off.
Finally he started the car, switched the wipers on and off--it was a fine, dry summer night--,flicked the blinkers on and off a couple of times, honked the horn and then switched on the lights. He moved the vehicle forward a few inches, reversed a little and then remained still for a few more minutes as some more of the other patrons' vehicles left. At last, when his was the only car left in the parking lot, he pulled out and drove slowly down the road.
The police officer, having waited patiently all this time, now started up his patrol car, put on the flashing lights, promptly pulled the man over and administered a breathalyzer test. To his amazement, the breathalyzer indicated no evidence that the man had consumed any alcohol at all!
Dumbfounded, the officer said, I'll have to ask you to accompany me to the police station. This breath alyzer equipment must be broken.'
'I doubt it,' said the truly proud Redneck. 'Tonight I'm the designated decoy.'
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