At this point in life , Thinking is all i have left ....
My son and his wife have both Tri-Care medical insurance (which does not cover dental), and government insurance provided through my son's government job. Recently he added dental to his govt. plan. The other day, he said that it would make more sense to him to just deposit that money that he normally pays for the insurance into a special acct and save it and pay for dental work in cash. The plan doesn't cover everything, and it's quite pricey. And they don't cover dentures, anyway. So he is thinking about ditching the insurance, and just saving up that money for dental expenses instead.
My kids and I were deserted when they were very young. I had no full-time job, no insurance....medical or dental.....and four mouths to feed, with no child support. Any money I had for medical or dental expenses went for the kids. My needs always went unmet. I married again, and got medical insurance through my husband's job, but no dental, and he walked off his job 6 months after our wedding, and didn't work full time on a job that provided insurance of any kind for a couple of years. During that time, I started working for the truckstop, which covered my medical insurance.....but again, no dental. I was still feeding four kids....PLUS my husband. When he finally got a job driving a truck, he again received medical.....but no dental. The marriage ended shortly thereafter, and I was still without insurance for dental work, and still two mouths to feed. So, no. I didn't have the money to go in for fancy cleaning and crowns and fillings. Now I have Social Security and Medicare. And still I have to save up a helluva lot of money if I want to get my teeth pulled and dentures fitted. All my teeth are mine. But it won't be too long before I will need to do something. If I didn't have my son to give me a place to live, I'd be in a world of hurt. '
I think those who have the resources to do this rather costly maintenance are very lucky indeed.
Everything figures in. Appearence, intelligence, kindness, sense of humor, similar likes and dislikes...it's all part of the package. You spend a lot more time with someone in other ways rather than "just something more."
I have had dental insurance but paid for the insurance. I figure it was a wash, the amount paid per month added up to about the same as the work performed each year. When we retired my husband has replaced about 8 crowns and has had other dental work. We pay for it, it isn't budgeted and sometimes it's at the exact wrong time but worth it for us. I would go into debt for dental work before I would go into debt for a car.
All of my early dental work was without insurance also. It was a priority for me.
We all have our priorities, I'm sure. Mine was feeding my kids. And their dental work.
© 2025 Created by Aggie.
Powered by