Woman wins 3-year foreclosure battle

[ProblemAgain]

Woman wins 3-year foreclosure battle


An 80-year-old Oregon homeowner had the canceled checks to prove she had made all her payments but couldn't get Wells Fargo to listen. A judge has dismissed the foreclosure.

After a six-hour court proceeding this week, a judge ruled that Wells Fargo had failed to prove Delores Dingman was behind in her payments and dismissed the foreclosure case.

 "I just praise God for it all because I kept praying so many times about this, because I knew I had made the payments, but their accounting errors made it hard," Dingman told ABC News.
 
Dingman took out a $308,000 mortgage on her home in mid-2008, after her husband died, so she could pay off his medical bills. She says she began receiving foreclosure notices in 2009, after Wells Fargo bought Wachovia, even though she was faithfully making payments of about $2,300 a month.

Dingman worked 40 years at Kmart, until the store closed last fall. Her husband was a Greyhound bus driver. The couple bought their four-bedroom home in Tualatin, Ore., in 1967 and raised their two sons and two daughters there, paying off the original mortgage.

  After a six-hour court proceeding this week, a judge ruled that Wells Fargo had failed to prove Delores Dingman was behind in her payments and dismissed the foreclosure case.

Last November, a spokesperson for Wells Fargo told ABC that the bank had been working with Dingman "since 2009 to identify options that would allow her to stay in the home." But Dingman said the bank had refused to cooperate, and she showed ABC bank records and canceled checks that showed Wells Fargo had received and processed her payments.

After the ruling, Wells Fargo said in a statement to ABC, "We are reviewing the court’s decision and considering all of our options at this time."

 Dingman’s lawyer, Terry McLaughlin, said only "There is going to be more litigation."

 The story is not as unusual as it should be. The $3.6 billion in payments lenders and loan servicers are making to homeowners includes payments to 90 homeowners who were foreclosed on despite the fact that they were not behind in their payments. Under the terms of that settlement, the 53 families who already lost their homes will get $125,000 apiece. The others will get $15,000 and keep their homes